Iemas Financial Services

Get up to 55 days interest-free credit with an Iemas Purchase card. Benefits include:
– Nationwide network of over 7 000 suppliers
– Annual benefit of all purchases (excluding fuel)
– No admin fees for first 3 months
– Budget facility with low interest rate
– Additional free lifestyle benefits with discounted rates and fees on a wide range of purchases and services, including: gym memberships, spa treatments, leisure and shopping discounts, airtime purchases, home and décor and travel


Our comprehensive short term insurance offering gives our members a choice of the best cover in the industry, PLUS our annual benefit allocations ensures our members benefit irrespective of whether they claim or not.

Our personal and business insurance benefits include:
– Multiple insurance quotations to choose from, underwritten by the leaders in the insurance market.
– Tailor-made vehicle, home contents and third party cover to suit your pocket.
– Competitive business insurance cover
– Mechanical breakdown insurance
– Low administration fee
– Expert advice
– 32 Iemas branches and regional offices nationwide, and electronic channels to ensure that you have an easy point of contact.
– Insurance Assist according to your needs.

Iemas Vehicle Finance lets you finance the new or pre-owned vehicle of your dreams, with excellent interest rates and additional benefits, including:

– Iemas members receive a benefit on the total annual interest – resulting in a reduced, effective interest rate when compared with competitor interest rates
– Finance for pre-owned vehicles up to the age of eight years
– Finance for private transactions
– Refinancing (taking over existing vehicle financing loans from other financial institutions)
– Iemas offers an insurance-based warranty in the form of a mechanical breakdown policy
– Residual value financing
– Pre-approval available

Iemas also offers the following vehicle finance value added products:
– Short-term insurance
– Cover plus (shortfall cover)
– Warranty (additional mechanical cover)
– Debt Protection/ Credit Life Cover


Iemas offers a wide range of finance options and loans to suit your needs. Whether you need assistance with smaller unforeseen expenses or for larger needs, Iemas has the financial solution for you.

Our finance options include:
– Mini and Maxi loans
– Personal loans (unsecured & secured)
– Emergency loans
– Household loans
– Pension-backed loans


Iemas provides expert advice and guidance to ensure you make an informed decision about your future.

Our advisory services include:
– Funeral Care Plan
– Life and Accident cover
– Educational, retirement and savings plans
– Estate planning and wills